:root{--ink:#171512;--muted:#6f675d;--bg:#f6f1e7;--surface:#fffdf8;--surface-2:#f1eadf;--line:#17151221;--gold:#d6ad53;--gold-hover:#c99f43;--gold-deep:#8a672d;--gold-soft:#e5ca87;--black:#0b0b0b;--container:1220px;--radius:16px;--shadow:0 16px 42px #2a221714}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--bg);color:var(--ink);-webkit-font-smoothing:antialiased;margin:0;font-family:Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a{-webkit-tap-highlight-color:transparent}img{max-width:100%;display:block}svg{flex:none}.container{width:min(calc(100% - 48px), var(--container));margin:0 auto}.header{z-index:50;color:#fff;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#080808fa;border-bottom:1px solid #ffffff14;position:sticky;top:0}.header__inner{align-items:center;gap:20px;min-height:78px;display:flex}.brand{align-items:center;gap:10px;min-width:184px;display:inline-flex}.brand__logo{object-fit:contain;background:#090909;width:49px;height:53px}.brand__text{flex-direction:column;gap:4px;display:flex}.brand__text strong{letter-spacing:.1em;font:700 1rem/1 Georgia,Times New Roman,serif}.brand__text span{color:var(--gold-soft);letter-spacing:.15em;text-transform:uppercase;white-space:nowrap;font-size:.57rem;line-height:1.2}.nav{white-space:nowrap;align-items:center;gap:17px;margin-left:auto;font-size:.79rem;font-weight:700;display:flex}.nav a{color:#ffffffc7;transition:color .16s}.nav a:hover{color:#fff}.header__actions{align-items:center;gap:10px;margin-left:4px;display:flex}.menu-button{color:#fff;cursor:pointer;background:0 0;border:1px solid #ffffff2e;border-radius:12px;place-items:center;width:44px;height:44px;display:none}.mobile-nav{outline:0;gap:0;padding:8px 0 18px;display:grid}.mobile-nav a{border-bottom:1px solid #ffffff17;padding:14px 4px;font-size:.92rem;font-weight:700}.mobile-nav a:last-child{color:var(--gold-soft);border-bottom:0}.btn{cursor:pointer;border:1px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:10px;min-height:50px;padding:0 24px;font-size:.88rem;font-weight:800;transition:transform .16s,background .16s,border-color .16s;display:inline-flex}.btn svg{flex:0 0 18px;width:18px;height:18px}.btn:hover{transform:translateY(-1px)}.btn--gold{background:var(--gold);color:#0b0b0b}.btn--gold:hover{background:var(--gold-hover)}.btn--dark{background:var(--black);color:#fff}.btn--outline{border-color:var(--line);color:var(--ink);background:0 0}.v8-btn-outline{color:var(--ink);background:#ffffff8c;border-color:#17151238}.v8-btn-dark-outline{color:#fff;background:0 0;border-color:#ffffff47}.v8-header-cta{white-space:nowrap;min-height:44px;padding:0 18px;font-size:.8rem}:where(a,button,input,select,textarea,summary):focus-visible{outline:3px solid var(--gold);outline-offset:3px}.v8-kicker,.section-tag,.eyebrow{color:var(--gold-deep);text-transform:uppercase;letter-spacing:.13em;align-items:center;gap:10px;font-size:.71rem;font-weight:800;display:inline-flex}.v8-kicker:before,.section-tag:before{content:"";background:currentColor;width:28px;height:1px}.v8-kicker--dark{color:var(--gold-soft)}.v8-section{padding:64px 0}.v8-section--soft{background:var(--surface);border-top:1px solid #1715120f;border-bottom:1px solid #1715120f}.v8-section-head{max-width:780px;margin-bottom:34px}.v8-section-head--center{text-align:center;margin-left:auto;margin-right:auto}.v8-section-head--center .v8-kicker{justify-content:center}.v8-section-head h2,.v8-about h2,.v8-operators h2,.v8-paths h2,.v8-faq h2,.v8-final-cta h2{letter-spacing:-.035em;margin:12px 0 14px;font:500 clamp(1.95rem,3vw,2.7rem)/1.06 Georgia,Times New Roman,serif}.v8-section-head p{color:var(--muted);margin:0;font-size:1rem;line-height:1.65}.v8-hero{border-bottom:1px solid var(--line);background:radial-gradient(circle at 87% 22%,#d6ad5330,#0000 22rem),linear-gradient(120deg,#fffdf8 0%,#f7f2e8 67%,#eee3d0 100%);padding:68px 0 62px;position:relative;overflow:hidden}.v8-hero:after{content:"";pointer-events:none;border:1px solid #9a773724;border-radius:50%;width:510px;height:510px;position:absolute;top:-245px;right:-175px;box-shadow:0 0 0 72px #9a773709,0 0 0 144px #9a773705}.v8-hero__inner{z-index:1;max-width:920px;position:relative}.v8-hero h1{letter-spacing:-.045em;max-width:900px;margin:15px 0 18px;font:500 clamp(2.65rem,4.4vw,3.8rem)/1.02 Georgia,Times New Roman,serif}.v8-hero__inner>p{max-width:820px;color:var(--muted);margin:0;font-size:1.08rem;line-height:1.72}.v8-actions{flex-wrap:wrap;gap:12px;margin-top:28px;display:flex}.v8-actions--center{justify-content:center}.v8-header-whatsapp{white-space:nowrap;min-height:44px;padding:0 16px;font-size:.8rem}.v8-header-whatsapp svg{flex-basis:17px;width:17px;height:17px}.v8-contact-meta{color:var(--muted);flex-wrap:wrap;gap:12px 26px;margin-top:18px;padding:16px 4px 0;font-size:.82rem;display:flex}.v8-contact-meta strong{color:var(--ink);margin-right:5px}.v8-contact-meta a:hover{color:var(--gold-deep)}.v8-profile-grid{gap:16px;display:grid}.v8-profile-grid--four{grid-template-columns:repeat(4,minmax(0,1fr))}.v8-profile-card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;flex-direction:column;min-height:228px;padding:26px;display:flex;box-shadow:0 10px 26px #221d160a}.v8-profile-card__number{color:var(--gold-deep);font:500 1rem Georgia,serif}.v8-profile-card h3{margin:22px 0 10px;font:500 1.35rem/1.18 Georgia,serif}.v8-profile-card p{color:var(--muted);margin:0;font-size:.9rem;line-height:1.58}.v8-profile-card a{color:var(--gold-deep);align-items:center;gap:8px;margin-top:auto;padding-top:22px;font-size:.83rem;font-weight:800;display:inline-flex}.v8-profile-card a svg,.v8-text-link svg,.v8-inline-help a svg{flex:0 0 15px;width:15px;height:15px}.v8-inline-help{border:1px solid var(--line);background:#ffffff85;border-radius:14px;flex-wrap:wrap;align-items:center;gap:14px 18px;margin-top:18px;padding:18px 22px;display:flex}.v8-inline-help strong{font-size:.9rem}.v8-inline-help span{color:var(--muted);flex:430px;font-size:.88rem;line-height:1.5}.v8-inline-help a{color:var(--gold-deep);align-items:center;gap:7px;font-size:.84rem;font-weight:800;display:inline-flex}.v8-about{grid-template-columns:.76fr 1.24fr;align-items:start;gap:54px;display:grid}.v8-about__copy{border-left:1px solid var(--line);padding-left:34px}.v8-about__copy p{color:var(--muted);margin:0 0 17px;font-size:1rem;line-height:1.72}.v8-about__copy p strong{color:var(--ink);font-weight:800}.v8-about__links{flex-wrap:wrap;align-items:center;gap:22px;margin-top:25px;display:flex}.v8-text-link{color:var(--gold-deep);align-items:center;gap:8px;font-size:.87rem;font-weight:800;display:inline-flex}.v8-benefit-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;display:grid}.v8-benefit{background:var(--surface);border-top:2px solid var(--gold);padding:24px 22px 26px}.v8-benefit__icon{width:44px;height:44px;color:var(--gold-deep);background:#d6ad5321;border-radius:50%;place-items:center;margin-bottom:18px;display:grid}.v8-benefit__icon svg{width:20px;height:20px}.v8-benefit h3{margin:0 0 8px;font:500 1.13rem/1.2 Georgia,serif}.v8-benefit p{color:var(--muted);margin:0;font-size:.88rem;line-height:1.56}.v8-operators{color:#fff;background:#17130e;padding:56px 0}.v8-operators__inner{grid-template-columns:.92fr 1.08fr;align-items:center;gap:68px;display:grid}.v8-operators h2{color:#fff;max-width:600px}.v8-operators p{color:#ffffffad;max-width:650px;margin:0 0 22px;line-height:1.67}.v8-diff-list{border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:grid}.v8-diff-list--three{grid-template-columns:repeat(3,minmax(0,1fr))}.v8-diff-list article{border-right:1px solid var(--line);grid-template-columns:42px 1fr;gap:15px;padding:26px 24px;display:grid}.v8-diff-list article:first-child{padding-left:0}.v8-diff-list article:last-child{border-right:0;padding-right:0}.v8-diff-list article>span{color:var(--gold-deep);font:500 1rem Georgia,serif}.v8-diff-list h3{margin:0 0 8px;font:500 1.2rem/1.2 Georgia,serif}.v8-diff-list p{color:var(--muted);margin:0;font-size:.9rem;line-height:1.56}.v8-paths{background:var(--black);color:#fff;padding:56px 0}.v8-partner-band{grid-template-columns:1.15fr .85fr;align-items:center;gap:70px;display:grid}.v8-paths h2{color:#fff}.v8-paths p{color:#ffffffab;max-width:680px;margin:0;line-height:1.62}.v8-partner-band__actions{flex-wrap:wrap;justify-content:flex-end;gap:12px;display:flex}.v8-form-heading{max-width:760px}.contact-switcher{border:1px solid var(--line);box-shadow:var(--shadow);background:#fff;border-radius:18px;overflow:hidden}.contact-switcher__panel{grid-template-columns:.7fr 1.3fr;min-height:0;display:grid}.contact-switcher__intro{background:var(--black);color:#fff;padding:38px 34px}.contact-switcher__intro h3{margin:18px 0 12px;font:500 clamp(1.75rem,2.5vw,2.25rem)/1.08 Georgia,serif}.contact-switcher__intro p{color:#ffffffad;margin:0;font-size:.94rem;line-height:1.65}.contact-switcher__intro .btn{margin-top:25px}.contact-switcher__form{background:#fff;padding:34px}.form-grid{grid-template-columns:1fr 1fr;gap:18px;display:grid}.field{flex-direction:column;gap:8px;display:flex}.field--full{grid-column:1/-1}.field label,.field-label{font-size:.79rem;font-weight:800}.field input,.field select,.field textarea{width:100%;min-height:52px;color:var(--ink);background:#fff;border:1px solid #1715122b;border-radius:13px;outline:none;padding:12px 14px;transition:border-color .16s,box-shadow .16s}.field textarea{resize:vertical;min-height:112px;line-height:1.5}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--gold-deep);box-shadow:0 0 0 3px #d6ad5321}.life-ages{grid-template-columns:repeat(5,minmax(0,1fr));gap:10px;display:grid}.field-help{color:var(--muted);font-size:.75rem;line-height:1.45}.honeypot{clip:rect(0 0 0 0)!important;white-space:nowrap!important;width:1px!important;height:1px!important;position:absolute!important;overflow:hidden!important}.form-footer{gap:12px;margin-top:22px;display:grid}.form-footer>.btn{width:100%}.form-privacy{color:var(--muted);font-size:.73rem;line-height:1.45}.form-privacy a{text-underline-offset:2px;text-decoration:underline}.form-status{color:var(--gold-deep);font-size:.8rem;line-height:1.45}.form-status:empty{display:none}.form-status--error{color:#8c241f}.form-footer .btn[disabled]{opacity:.58;cursor:wait;transform:none}.v8-client-contact{max-width:1080px;margin:0 auto}.v8-paths--partner{padding:44px 0}.v8-paths--partner .v8-partner-band{grid-template-columns:1.45fr .55fr}.v8-paths--partner h2{font-size:clamp(1.8rem,3.2vw,2.65rem)}.v8-paths--partner p{max-width:760px}.v8-faq__grid{grid-template-columns:.76fr 1.24fr;align-items:start;gap:52px;display:grid}.v8-faq__list details{border-bottom:1px solid var(--line)}.v8-faq__list details:first-child{border-top:1px solid var(--line)}.v8-faq__list summary{cursor:pointer;padding:19px 2px;font-size:.9rem;font-weight:800;list-style:none}.v8-faq__list summary::-webkit-details-marker{display:none}.v8-faq__list summary:after{content:"+";float:right;color:var(--gold-deep);margin-left:16px}.v8-faq__list details[open] summary:after{content:"−"}.v8-faq__list p{color:var(--muted);margin:-2px 0 18px;padding-right:32px;font-size:.9rem;line-height:1.62}.v8-final-cta{text-align:center;background:#eee5d7;padding:52px 0}.v8-final-cta h2{margin-bottom:10px}.v8-final-cta p{color:var(--muted);margin:0}.v8-client-return{font-size:.86rem;margin-top:22px!important}.v8-client-return a{color:var(--gold-deep);text-underline-offset:3px;font-weight:800;text-decoration:underline}.v8-broker-hero{border-bottom:1px solid var(--line);background:linear-gradient(120deg,#fffdf8,#f0e7d8);padding:72px 0 64px}.v8-broker-hero__inner{max-width:900px}.v8-broker-hero h1{letter-spacing:-.045em;margin:14px 0 16px;font:500 clamp(2.7rem,4.8vw,4.1rem)/1 Georgia,serif}.v8-broker-hero p{max-width:760px;color:var(--muted);margin:0;font-size:1.03rem;line-height:1.7}.v8-broker-cards{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;display:grid}.v8-broker-cards article{border:1px solid var(--line);border-radius:var(--radius);background:#fff;min-height:205px;padding:26px}.v8-broker-cards span{color:var(--gold-deep);font:500 1rem Georgia,serif}.v8-broker-cards h3{margin:24px 0 9px;font:500 1.27rem/1.2 Georgia,serif}.v8-broker-cards p{color:var(--muted);margin:0;font-size:.9rem;line-height:1.56}.v8-broker-form{grid-template-columns:.72fr 1.28fr;align-items:start;gap:52px;display:grid}.v8-broker-intro{background:var(--black);color:#fff;border-radius:18px;padding:32px}.v8-broker-intro h2{margin:14px 0 12px;font:500 2rem/1.05 Georgia,serif}.v8-broker-intro p{color:#ffffffab;margin:0;line-height:1.62}.v8-broker-intro .btn{margin-top:24px}.v8-broker-form__card{border:1px solid var(--line);background:#fff;border-radius:18px;padding:32px;box-shadow:0 12px 34px #221d160e}.footer{color:#fff;background:#090909;padding:58px 0 22px}.footer__grid{grid-template-columns:1.35fr .8fr .8fr;gap:64px;display:grid}.footer__brand img{object-fit:contain;background:#090909;width:92px;height:99px}.footer__brand p{color:#ffffff9e;max-width:400px;margin:16px 0 0;font-size:.88rem;line-height:1.6}.footer h4{color:var(--gold-soft);letter-spacing:.13em;text-transform:uppercase;margin:0 0 16px;font-size:.72rem}.footer__links{gap:12px;display:grid}.footer__links a{color:#ffffffb8;font-size:.86rem}.footer__links a:hover{color:#fff}.footer__bottom{color:#ffffff7a;border-top:1px solid #ffffff17;justify-content:space-between;gap:20px;margin-top:46px;padding-top:18px;font-size:.72rem;display:flex}.section{padding:72px 0}.section--paper{background:var(--surface)}.legal{max-width:820px}.legal h1{letter-spacing:-.04em;margin:14px 0 18px;font:500 clamp(2.4rem,5vw,4rem)/1 Georgia,serif}.legal h2{margin:34px 0 10px;font:500 1.4rem/1.2 Georgia,serif}.legal p{color:var(--muted);line-height:1.72}.center{text-align:center}.lead{color:var(--muted);line-height:1.65}.hero__actions,.final-cta__actions{flex-wrap:wrap;gap:12px;display:flex}.thanks{text-align:center;padding-top:54px;padding-bottom:80px}.thanks p{max-width:650px;margin:18px auto 28px}.thanks .final-cta__actions{justify-content:center}.mobile-cta{display:none}:where(section[id],aside[id],div[id]){scroll-margin-top:94px}@media (max-width:1180px){.nav{display:none}.menu-button{display:grid}.header__actions{margin-left:auto}.v8-profile-grid--four,.v8-benefit-grid{grid-template-columns:1fr 1fr}}@media (max-width:900px){.container{width:min(calc(100% - 36px), var(--container))}.v8-about,.v8-operators__inner,.v8-partner-band,.v8-faq__grid,.v8-broker-form{grid-template-columns:1fr;gap:34px}.v8-about__copy{border-left:0;padding-left:0}.v8-partner-band__actions{justify-content:flex-start}.v8-diff-list--three{grid-template-columns:1fr}.v8-diff-list article,.v8-diff-list article:first-child,.v8-diff-list article:last-child{border-right:0;border-bottom:1px solid var(--line);padding:22px 0}.v8-diff-list article:last-child{border-bottom:0}.contact-switcher__panel{grid-template-columns:1fr}.footer__grid{grid-template-columns:1.2fr 1fr}.footer__grid>div:last-child{grid-column:2}}@media (max-width:720px){body{padding-bottom:calc(78px + env(safe-area-inset-bottom))}.container{width:min(calc(100% - 28px), var(--container))}.header__inner{min-height:70px}.brand{min-width:0}.brand__logo{width:44px;height:48px}.brand__text strong{font-size:.9rem}.brand__text span{font-size:.5rem}.v8-header-cta,.v8-header-whatsapp{display:none}.menu-button svg{width:22px;height:22px}.v8-hero{padding:54px 0 50px}.v8-hero h1{font-size:clamp(2.3rem,10.5vw,3.2rem)}.v8-hero__inner>p{font-size:1rem}.v8-actions .btn{width:100%}.v8-section{padding:48px 0}.v8-section-head{margin-bottom:28px}.v8-profile-grid--four,.v8-benefit-grid,.v8-broker-cards{grid-template-columns:1fr}.v8-profile-card{min-height:215px}.v8-inline-help{align-items:flex-start}.v8-inline-help a{width:100%}.v8-operators,.v8-paths{padding:48px 0}.v8-partner-band__actions .btn{width:100%}.contact-switcher__intro{padding:28px 22px}.contact-switcher__form{padding:26px 18px}.form-grid{grid-template-columns:1fr}.field--full{grid-column:auto}.field input,.field select,.field textarea{font-size:16px}.life-ages{grid-template-columns:repeat(2,minmax(0,1fr))}.v8-broker-hero{padding:54px 0 48px}.v8-broker-hero h1{font-size:clamp(2.3rem,10.5vw,3.2rem)}.v8-broker-form__card{padding:26px 18px}.footer{padding-bottom:96px}.footer__grid{grid-template-columns:1fr;gap:34px}.footer__grid>div:last-child{grid-column:auto}.footer__bottom{flex-direction:column}.mobile-cta{left:10px;right:10px;bottom:max(10px, env(safe-area-inset-bottom));z-index:60;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);background:#090909f0;border:1px solid #ffffff1c;border-radius:18px;grid-template-columns:1fr 1fr;padding:6px;display:grid;position:fixed;box-shadow:0 18px 46px #00000040}.mobile-cta a{color:#fff;border-radius:13px;justify-content:center;align-items:center;min-height:48px;font-size:.81rem;font-weight:800;display:flex}.mobile-cta a:last-child{background:var(--gold);color:#0a0a0a}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition:none!important;animation:none!important}}